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Wedding Insurance in Folsom and Sacramento, CA

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call G.L. Anderson Insurance Services, Inc. today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Location

G.L. Anderson Insurance Services, Inc.

101 Parkshore Dr, Ste 245
Folsom, CA 95630
Main office: 916-299-8198

Our Providers

I have been a fortunate client of G.L. Anderson Insurance for over 25 years. I can’t speak highly enough of their level of professionalism, personalized care, and thoroughness I’ve experienced with this exceptional team of insurance experts. -John Cashman, Owner of Lavender Hill Spa
John Cashman, Owner of Lavender Hill Spa
G.L. Anderson is among that small group that makes current clients the priority, not the next sale. -Todd Larrabee, President at Employer's Guardian
Todd Larrabee, President at Employer's Guardian
They are prompt, friendly and very knowledgeable. When I’m on the road, I know they have me covered. -Edio Delfino, President at All Coast Builders
Edio Delfino, President at All Coast Builders
I have had the pleasure of working with Gary and his team for the last 10+ years. They are always quick to respond to requests and suggest more cost effective ways to insure our business. -Dennis Lee, Director of Finance at Kastner and Partners
Dennis Lee, Director of Finance at Kastner and Partners