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Shipping Insurance in Folsom and Sacramento, CA

When a product leaves your business and is loaded onto a mail truck, what happens next is out of your hands—but in many cases, customers still hold you liable for ensuring that their package arrives safely.

Fortunately, shipping insurance is available to fill this coverage gap and protect you when something goes wrong.

What's Covered

This form of insurance will reimburse you if a package is stolen, lost, or damaged on the way to its destination. For anyone looking to send a package, the two major considerations are as follows:

  • Is it already protected? Many packages are already insured by shipping companies—often automatically. However, coverage is not universal and depends both on who carries the package and what type of mail it is. In particular, shippers should familiarize themselves with the regulations of the USPS, whether or not they plan to use it—both FedEx and UPS frequently utilize the Last Mile service, and knowing who is responsible for the package helps ensure that it's fully covered at all times.
  • How much is it worth? Most forms of shipping insurance have a relatively low cap on what they'll pay out (typically several thousand dollars, sometimes as low as one hundred). If you're sending items worth more than the cap, you may still suffer a loss if something happens to the package, and will want to purchase additional coverage. If you do not properly declare the value of the package when it's being sent, you'll be liable for any losses beyond the standard limit.

Domestic Shipping Insurance

Domestic coverage for shipping is often available for as low as a few dollars per-parcel. If you're planning to ship anything that goes above and beyond the protection that carriers normally provide, talk to a G.L. Anderson Insurance Services, Inc. agents about how many packages you'll be shipping, and they'll work with you to find a rate that matches what you're doing.

International Shipping Insurance

Shipments being mailed internationally are often more expensive to insure, especially if they'll be passing through the hands of a local carrier with a poor reputation. Since fees can vary so widely, based on a combination of factors, it's usually best to get a quote well before you send the package. Tools like the USPS International Price Calculator can be used to get a quick estimate of postage and basic insurance coverage for any given package.

 

1. "Last Mile Service." Accessed April 14, 2016. http://www.usps.com/lastmile/.

2. "International Price Calculator." Accessed April 14, 2016. https://ircalc.usps.com/.

Our Location

G.L. Anderson Insurance Services, Inc.

101 Parkshore Dr, Ste 215
Folsom, CA 95630
Main office: 916-299-8198

Our Providers

I have been a fortunate client of G.L. Anderson Insurance for over 25 years. I can’t speak highly enough of their level of professionalism, personalized care, and thoroughness I’ve experienced with this exceptional team of insurance experts. -John Cashman, Owner of Lavender Hill Spa
John Cashman, Owner of Lavender Hill Spa
G.L. Anderson is among that small group that makes current clients the priority, not the next sale. -Todd Larrabee, President at Employer's Guardian
Todd Larrabee, President at Employer's Guardian
They are prompt, friendly and very knowledgeable. When I’m on the road, I know they have me covered. -Edio Delfino, President at All Coast Builders
Edio Delfino, President at All Coast Builders
I have had the pleasure of working with Gary and his team for the last 10+ years. They are always quick to respond to requests and suggest more cost effective ways to insure our business. -Dennis Lee, Director of Finance at Kastner and Partners
Dennis Lee, Director of Finance at Kastner and Partners